EverHome bought my loan from Irwin, til then all was OK.Then I never was notified that EverHome had bought the mortgage I continued to pay Irwin.
Then finally I found out about EverHome they offered to direct debit my account which was good for me for the way I work. Well the next thing I know I get a letter stating that I was late with my payment that they never do direct debit. I had in my hand a letter stating that direct debit would begin April 12, 2007. The customer service man told me to shut my F----- mouth I had not cussed this man.
He liked to use the "F" word a lot. i asked for a supervisor, I am still waiting on the supervisor. I called back the next day and asked for a supervisor undoubtedly they have none. Then I found the name of a vice president of EverHome she sure takes a lot of vacations as every time I cal she is on vacation.
I wonder if she exists.
Then I send in my payment more than enough to cover any arrearage then check my credit bureau report to see if they had issued it there they had. I sent all 3 credit bureaus the info and 2 of 3 corrected the error. Any way EverHome began sending back my payment stating that I had not sent in enough to make the arrearage. So being a smart aleck I sent in a $164,409.12 check which should pay off the mortgage it to was returned as not enough to cover the arrearage.
So my house went into foreclosure, then on May 21,2009 while I was out of town the home burnt down from a lightning strike. Guess who was there first with there hand out for insurance money, that is right EverHome.
Now about two weeks ago I received a letter from EverHome demanding Homeowners insurance be placed to protect there interest or they would place it on there for me.My attorney is laughing all the way.
Folks if you are having trouble and you feel EverHome or any one has breached your mortgage which is a contract call an attorney and sue the pants off these companies, you well be surprised how fast they retract there worries, and you may win enough in a settlement to buy several homes.
Review about: Everhome Mortgage Mortgage.