BOA sold my mortgage to Everhome as of June 2013 and I received a letter stating 'everhome is a dept collector' and we were 'subject to bankruptcy'; however, we had an old cleared bankruptcy and were not in forclosure. Our payments are always on time.
Called the company and received a 'we're sorry' but no new letter acknowledging we are not in forclosure or bankruptcy will be sent. I was advised this is not a good mortgage company to appear on a credit report.
Having them as a mortgage lender actually decreases your credit rating. Looking for a new mortgage company
Product or Service Mentioned: Everhome Mortgage Mortgage.
Monetary Loss: $1000.