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Everhome Mortgage in Cincinnati, Ohio - Everhome commits fraud how do I prove?

We ran into foreclosure about two years ago with Everhome, we were able to save our home by making triple payments for 4 months. This year we got behind due to a temporary problem, we were behind one payment due as well. We sent in the 1st payment and then were getting ready to send in the 2nd payment and then we would have been caught up for another 2 or 3 weeks. We got a letter stating we were in pre-foreclosure, We called and found out they sen our 1st payment back and foreclosure is about to begin. We have all the money to catch up on our payments, now they are charging us attorneys fees of 2,000 and also foreclosure fees of 5,000, we have to come up with 8,000 to save our house. We also carry PMI and think they just want our house because the PMI will give them their money back. We have no problem paying the house payments that we are behind as we have still been saving our money, but how can we catch up without having to pay their fees
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4 comments
Anonymous
#562021

try Vince Khan at comsumerdefenseprograms.com as he has dealt with the whole foreclosure and fraud problem and has a membership/legal support group with great info and success

Anonymous
#553018

My Son got a divorce. His home was up for sale for two years.

No buyers. Everhome Mortgage gave his home to a Company In Basalt, Colorado. Mercury Home Management. They told him if he would move within a two week period they would give him $18000.00 for his Appliances if he would leave them.

He left them. He never got one dime. Now that Winter is coming on and its getting cold. We ask Everhome Mortgage if they would be willing to pay him for his 500 gallon gas tank and the gas that is still in there.

The home has never sold. He ask at one time if they would allow him to rent it and they flatly said no. He built this lovely home on some acrage. Its a beautiful log home.

The mice and rats have taken up home there. Just makes him sick. As his Mother I called this Everhome Mortgage and ask why whey would not buy his gas tank from him. Its a 500 gallon tank.

They said no, but *** no. I think he should just have the Gas company go up there and take tank, gas and all and tell them to get their own tank in there. The Gas company would pay him because they can resell the tank. Why is this company acting like they are the greatest thing in the world.

They have hateful personnel, who sound like how dare you ask us to buy that tank. He couldn't get $200,000 for it and now they are asking $400,000 for it.

Anonymous
#639544
@Jane Spaulding

The banks can not prove ownership of your home.No one can.Don't leave your house it makes it to easy for them.Stay and make them prove ownership.They must be owner in do course. Watch homeownersforjustice online livestream learn

Anonymous
#517703

DEMAND

1. to know WHO... Ever Home is servicing the Loan for, that is, WHO IS...the Holder in Due Course?

2. for them to produce a True Copy of the agreement between them and the Note Holder.

3. to know WHO...in turn, Ever Home is making payments to, after receiving your monthly payments.

GOTO...the country records and get copies of all documents on file there, as regards your property, including any assignments or tranfers to Ever Home & MERS. Chances are, EVERY THING that has been done on your property....is all fraud, as it was with mine.

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#328574 Review #328574 is a subjective opinion of poster.
Service
Everhome Mortgage Mortgage

Everhome Mortgage in Nashville, Tennessee - EVERHOME FRUAD COMMITERS

WELL HOW ABOUT A HOUSE FLOODING THE INSURANCE COMPANY COMING OUT TO GIVE ME THE INDURANCE CHECK. EVERHOME TELLING THE INSURANCE COMPANY THE HOUSE IS IN FORECLOSURE THEY CANCEL MY CHECK WRITE EVERHOME THE CHECK NO IDEA WHAT THEY HAVE DONE WITH THE MONEY.. AND STILL TO THIS DAY THE HOUSE REMAINS IN MY NAME OVER 2 YRS LATER.. STUCK WITH A FLOODED HOUSE NO MONEY TO FIX IT...THATS RIGHT THEY HAD CONTACTERS COME AND WORK ON THE HOUSE WITH BUILDING PERMITS IN MY NAME WITHOUT MY KNOWLEDGE.. DO NOT DO BUSINESS WITH THESE PEOPLE RUN AWAY RUN AWAY.
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#326564 Review #326564 is a subjective opinion of poster.
Service
Everhome Mortgage Mortgage
Loss
$50

Everhome Mortgage in Los Angeles, California - Do not get a loan with Everhome bank

I refinanced with Everhome bank, I make my payments on time. Albeit Everhome sent my $$ back..I got a notice of delinquency...I called & spoke with LaToya who informed me if I make my payment that I would be current...I immediately make the payment & my payment is sent back. Now I am charged with a delinquency I feel is unjust... after several calls to correct the problem..I hate this bank. I wish I never heard of this bank. If i could I would refinance...I have never been late with a mortgage payment in my , you will just have to take my word on that.
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1 comment
Anonymous
#547986

What did the letter state was the reason for sending the payment back? Or did you call and question why?

It not call and ask if it was due to unable to locate bank account... Or you stated it was a refi did Everhome already have the account?

If so was the payment set up for the old loan number and not the new loan number?

Depending on the answers to these questions I may be able to help you resolve this issue :)

Review
#324879 Review #324879 is a subjective opinion of poster.
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Everhome Mortgage Mortgage

Everhome Mortgage in Fort Dodge, Iowa - Everhome does not honor verbal agreements

after falling behind our mortgage payments because of medical and employment changes. We had an over the phone settlement agreement with everhome to catch up late payments. I wrote and sent out the check as agreed. Everhome returned the check 30 plus days later, saying they didnt recieve the money in time, and within a couple days served forclosure papers on our property. Everhome is very aggressive filing forclosure papers. Make sure you get any agreements in writing. Everhome likes lining their pockets with added late fees to your account that are created by themselves by not honering their own agreement. jwp
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#324774 Review #324774 is a subjective opinion of poster.
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Everhome Mortgage Mortgage

Everhome Mortgage in Middletown, New York - Home listed as vacant but isn,t

My name is henry williams i stay at 1875 lausanne memphis tn 38117.My home is listed as a vacant house when iys not. My mother is sick so for the last 4 months i have been taking care of her.I have not lived in my house during this period.But im there 2 to 3 days a week because im remodeling my house. My mortgage is current so why would ever home send some one to my house.On april 20th 2012 some one entered my house through a side window.The back door lock was also changed, which i changed back on 4/21/2012.A police report was also filed because this is breaking and entering. So could some one call me at 901-282-4988 any time of day.
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1 comment
Anonymous
#685299

I am in a similar situation except I did fall behind. I was living in my house and renovating it.

When I fell behind because work got slow, I went to stay with some relatives so I could save to catch up.

I spoke to Everhome and told them that all my stuff was there and I just moved out temporarily. Their contractor has broken into my house SEVERAL times and has damaged property - and they're charging me for this!!!!

Review
#313759 Review #313759 is a subjective opinion of poster.
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Everhome Mortgage Mortgage

Everhome Mortgage in Wheatland, Iowa - Mortgage

I moved out of state to take a job with the FAA and left my house, trying to sell it. We couldn't sell the house and I couldn't pay for it so, I let it go to foreclosure. My Wife had a chronic illness and she was getting worse so, we decided to move back to the house to be around children and grandchildren. March 23rd, My Wife was lifeflighted to Mayo clinic and was considered stable, she was on a respirator. My son and I moved back to the house, as I Promised to everhome. My Wife passed away on the 3rd of April, we buried her on the 7th. Meanwhile, everhome, rejected my request and sold the mortgage to an unknown party. They never informed me of their decision. I moved into the house on the 26th of March, my Son had moved in the first week of March. I did not get a utility bill until the 10th of April. The rep at everhome said, "here in florida, when you set up utilities, you get a form right away." I am not in florida. I buried my Wife and now her home has been taken away from me due to everhome's incompetence. By the way, I found out by accident that I was screwed. I called Everhome to inform them of my Wifes passing and that I would no longer have her disability check as income. Then I found out they had denied my claim and sold the mortgage on the 10th of April, while I was IN THE HOUSE.
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Review
#311854 Review #311854 is a subjective opinion of poster.
Service
Everhome Mortgage Mortgage
Loss
$66

Everhome Mortgage in Wheatland, Iowa - Everhome helped me lose my house

I moved out of state and left my house, trying to sell it. My Wife had a chronic illness and we decided to move back to the house to be around children and grandchildren. My Wife was lifeflighted to Mayo clinic and was stable. My son and I moved back to the house, as I Promised to everhome. My Wife passed away on the 3rd of April, we buried her on the 7th. Meanwhile, everhome, rejected my request and sold the mortgage to an unknown party. I moved into the house on the 26th of March, my Son had moved in the first week of March. I did not get a utility bill until the 10th of April. The rep at everhome said, "here in florida, when you set up utilities, you get a form right away." I am not in florida. I buried my Wife and now her home has been taken away from me due to everhome's incompetence. '
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#311710 Review #311710 is a subjective opinion of poster.
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Everhome Mortgage Mortgage

Everhome Mortgage in Texarkana, Texas - Everhome are rip offs

everhome mortgage not only delay payments from escrow for my home but now that i have payed off everhome they are delaying payment of my overpayment to them for escrow..after repeated attempts to get them to pay me the funds owed they delay it since 12-3-2011..every time i call i get a differant answer from all the customer service dept. which i have found are trained liars...come on everhome pay your bills like you want home owners to pay you.....I hope neverhome mortgage is found in fraud and closed by us . treasury dept...never have i found any bank system to be as negligent as everhome in florida is....
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Review
#311162 Review #311162 is a subjective opinion of poster.
Service
Everhome Mortgage Mortgage
Loss
$530

Never do business with Everhome mortgage

Everhome mortgage has held up my refinance for so long that I now have to pay additional money to extend my rate lock. I was doing a loan subordination guaranteed through my company. They promised a 14 day turnaround, however their definition of 14 business days keeps changing. First they said, 14 business days after receipt of loan subordination package, Second they said 14 business days after the documents are received in their loan office from their mail room. Horrible service, unfriendly staff , untrustworthy company - protect your assets and refrain from doing any business with terrible company. Worst mortgage company I have dealt with
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#300725 Review #300725 is a subjective opinion of poster.
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Everhome Mortgage Mortgage

Everhome Mortgage- Horrible Service

I tried to refinance with Everhome Mortgage recently and am extremely upset with the service and treatment I received. I thought it would be easier refinancing with the same company who currently held my mortgage but that was far from the case. After over 2 months of constantly jumping through hoop after hoop for them and them making everything extremely difficult for me. They completely missed reading my W-2, and i heard excuse after excuse that my file was in "Underwriting" and there is nothing they can do right now until it comes out. When I asked to talk to "underwriting" (being that it is my file they are working on); I was told underwriting doesnt talk to anyone and I wasnt allowed to talk to them. When they finally decided to return one of my calls they proceeded to inform me that my Rate lock was about to expire and they needed to charge me an additional $200 to keep my rate lock even though my file was still in their underwriting dept. Their excuse was "underwriting has a high volume currently." I am finished dealing with Everhome Mortgage and wouldnt go back to them for the best Refinancing rate in the world!
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1 comment
Anonymous
#430141

well be careful with refinancing with other mortgage companies....Everhome services a lot of loans for other big companies so there is a slight change that you might end up with them again, the bad part is that you cannot tell the bank not the transfer the loan to another lender/servicer because part of mortgage states that the loan could be transferred at any point thru out the life of the loan.

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#293922 Review #293922 is a subjective opinion of poster.
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Everhome Mortgage Mortgage