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Everhome Mortgage - Home listed as vacant but isn,t

My name is henry williams i stay at 1875 lausanne memphis tn 38117.My home is listed as a vacant house when iys not. My mother is sick so for the last 4 months i have been taking care of her.I have not lived in my house during this period.But im there 2 to 3 days a week because im remodeling my house. My mortgage is current so why would ever home send some one to my house.On april 20th 2012 some one entered my house through a side window.The back door lock was also changed, which i changed back on 4/21/2012.A police report was also filed because this is breaking and entering. So could some one call me at 901-282-4988 any time of day.
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1 comment
Anonymous
#685299

I am in a similar situation except I did fall behind. I was living in my house and renovating it.

When I fell behind because work got slow, I went to stay with some relatives so I could save to catch up.

I spoke to Everhome and told them that all my stuff was there and I just moved out temporarily. Their contractor has broken into my house SEVERAL times and has damaged property - and they're charging me for this!!!!

ID
#313759 Review #313759 is a subjective opinion of poster.
Service
Everhome Mortgage Mortgage

Everhome Mortgage - Mortgage

I moved out of state to take a job with the FAA and left my house, trying to sell it. We couldn't sell the house and I couldn't pay for it so, I let it go to foreclosure. My Wife had a chronic illness and she was getting worse so, we decided to move back to the house to be around children and grandchildren. March 23rd, My Wife was lifeflighted to Mayo clinic and was considered stable, she was on a respirator. My son and I moved back to the house, as I Promised to everhome. My Wife passed away on the 3rd of April, we buried her on the 7th. Meanwhile, everhome, rejected my request and sold the mortgage to an unknown party. They never informed me of their decision. I moved into the house on the 26th of March, my Son had moved in the first week of March. I did not get a utility bill until the 10th of April. The rep at everhome said, "here in florida, when you set up utilities, you get a form right away." I am not in florida. I buried my Wife and now her home has been taken away from me due to everhome's incompetence. By the way, I found out by accident that I was screwed. I called Everhome to inform them of my Wifes passing and that I would no longer have her disability check as income. Then I found out they had denied my claim and sold the mortgage on the 10th of April, while I was IN THE HOUSE.
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ID
#311854 Review #311854 is a subjective opinion of poster.
Service
Everhome Mortgage Mortgage
Loss
$66

Everhome Mortgage - Everhome helped me lose my house

I moved out of state and left my house, trying to sell it. My Wife had a chronic illness and we decided to move back to the house to be around children and grandchildren. My Wife was lifeflighted to Mayo clinic and was stable. My son and I moved back to the house, as I Promised to everhome. My Wife passed away on the 3rd of April, we buried her on the 7th. Meanwhile, everhome, rejected my request and sold the mortgage to an unknown party. I moved into the house on the 26th of March, my Son had moved in the first week of March. I did not get a utility bill until the 10th of April. The rep at everhome said, "here in florida, when you set up utilities, you get a form right away." I am not in florida. I buried my Wife and now her home has been taken away from me due to everhome's incompetence. '
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ID
#311710 Review #311710 is a subjective opinion of poster.
Service
Everhome Mortgage Mortgage

Everhome Mortgage - Everhome are rip offs

everhome mortgage not only delay payments from escrow for my home but now that i have payed off everhome they are delaying payment of my overpayment to them for escrow..after repeated attempts to get them to pay me the funds owed they delay it since 12-3-2011..every time i call i get a differant answer from all the customer service dept. which i have found are trained liars...come on everhome pay your bills like you want home owners to pay you.....I hope neverhome mortgage is found in fraud and closed by us . treasury dept...never have i found any bank system to be as negligent as everhome in florida is....
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ID
#311162 Review #311162 is a subjective opinion of poster.
Service
Everhome Mortgage Mortgage
Loss
$530

Never do business with Everhome mortgage

Everhome mortgage has held up my refinance for so long that I now have to pay additional money to extend my rate lock. I was doing a loan subordination guaranteed through my company. They promised a 14 day turnaround, however their definition of 14 business days keeps changing. First they said, 14 business days after receipt of loan subordination package, Second they said 14 business days after the documents are received in their loan office from their mail room. Horrible service, unfriendly staff , untrustworthy company - protect your assets and refrain from doing any business with terrible company. Worst mortgage company I have dealt with
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ID
#300725 Review #300725 is a subjective opinion of poster.
Service
Everhome Mortgage Mortgage

Everhome Mortgage- Horrible Service

I tried to refinance with Everhome Mortgage recently and am extremely upset with the service and treatment I received. I thought it would be easier refinancing with the same company who currently held my mortgage but that was far from the case. After over 2 months of constantly jumping through hoop after hoop for them and them making everything extremely difficult for me. They completely missed reading my W-2, and i heard excuse after excuse that my file was in "Underwriting" and there is nothing they can do right now until it comes out. When I asked to talk to "underwriting" (being that it is my file they are working on); I was told underwriting doesnt talk to anyone and I wasnt allowed to talk to them. When they finally decided to return one of my calls they proceeded to inform me that my Rate lock was about to expire and they needed to charge me an additional $200 to keep my rate lock even though my file was still in their underwriting dept. Their excuse was "underwriting has a high volume currently." I am finished dealing with Everhome Mortgage and wouldnt go back to them for the best Refinancing rate in the world!
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1 comment
Anonymous
#430141

well be careful with refinancing with other mortgage companies....Everhome services a lot of loans for other big companies so there is a slight change that you might end up with them again, the bad part is that you cannot tell the bank not the transfer the loan to another lender/servicer because part of mortgage states that the loan could be transferred at any point thru out the life of the loan.

ID
#293922 Review #293922 is a subjective opinion of poster.
Service
Everhome Mortgage Mortgage

Everhome Mortgage - Extremely difficult to even pay them!

Everhome bought my very small second mortgage in 2002. I would like to make payments on their website, but I constantly get locked out of the online acct. And if I do get in, if I'm past the due date, but within the grace period, I get a $3 late fee. I could make a payment with their automated phone service for $15! That is absurd and ridiculous. The only way pay them is to send the a check through the mail and hope for the best. I dread dealing with them every month. Their fees to accept payments are *** and just make things more difficult.
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1 comment
Anonymous
#669442

this must be an older post as they told me today on my first call of questions to how it all works since july 1st will be my first payment to them that to pay by phone is 25 and to pay online after the first is a 12 dollar processing fee. i dont send money by mail either.

dont trust it.

and after reading all the complaints they sound a bit worse than bank of america. :(

ID
#293380 Review #293380 is a subjective opinion of poster.
Service
Everhome Mortgage Mortgage

Everhome mortgage!

We have been with them since 2010 when they bought our loan! They keep sending us papers for the modification and I keep sending them. I am so close to being caught up! I only owe this month granted its almost over! they never give us an answer on the modification! Now they send a field inspector who tells me NOTHING! Cant get through to them! How does this bank keep screwing people and stay open! They cant work with someone who is so close to catching up. I now have a job and my hubby is working 2 jobs we can keep it paid up if they will just let us get Jan and Feb payments to them I can have both payment in before the end of Feb.! Im so tired of them Im ready to walk but have no where to go!!!
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2 comments
Anonymous
#459216

Send your payments via Western Union

(Everhome mortgage: code city: Everhome, FL.

They would have tried to take my house earlier but they sent me wamt to foreclose on 832.00 principal since they added over 6,000 in attorney fees illegally to my loan and I am not paying invisible fees suing them...added to my loan.....crooks.

Anonymous
#439777

I just tried a loan mod with Everhome after we were hit with medical bills. I faxed documents to them since October and they kept saying they didn't get them or I needed updated ones.

It was ridiculous. Then after 4 months, they said we make too much to qualify. I finally got on line on my account and see that they charged our loan $5,711.34 for "loan maintenance in January!

I'm going to find out what that junk is! Watch them - they are total crooks.

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ID
#292128 Review #292128 is a subjective opinion of poster.
Service
Everhome Mortgage Mortgage

Everhome mortgage in jacksonville,floridia

i have been going through breast cancer for three years my income has went down drastically. i have had two loan modification from ever home mortgage. the first one just made my mortgage payment go down from $1018 to $1005 just $13.00 dollar and a lower interest rate. but the catch was i lost all my 7 years of equity in my house. for that new loan. and the second loan modification shouls of been the first one which is now $700 but a second note on the back in of my loan. am upside down in my house now. so they finance for what it is worth and put the balance on a second note. and i can't even file bankruptcy on it. cause it consider a first mortgage. everhome mortgage is like a predatory lending company but it's also a bank which is relate to them called ever bank i actually did some research on the mortgage company it's a bank called ever bank. harass the *** out of them. i did i just want it them to know how i felt. the president of the company is Robert M. Clements. send him a letter let your voice be heard. even though they always encourage me to sell my house on a short sale. i am not going no where. and if i don't keep it i will let it go in foreclosure it's less money for the mortage company.
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1 comment
Anonymous
#426152

Just found out not long ago, after modification when Everhome told me my home was valued at $95,000 that it is valued at $44,000. I ower $89,000 - so I am very upsidedown and the only information I've found about help for homeowners who are upsidedown says the program is voluntary and there is nothing saying how much they have to cut - it could be only 10 percent so that would still put mine at $80,000 on a value of $44,000.

ID
#284634 Review #284634 is a subjective opinion of poster.
Service
Everhome Mortgage Mortgage Modification
We had started the shortsale process w/Everhome Mortgage in Sept. 2011 they kept putting up roadblocks like not enough info, we then sent them more, 1st fax to them was 121 pages long, then they stretched it out and sent a Realtor out for the BPO, would not let us know...
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2 comments
Anonymous
#547165

Suffered a REAL hardship (disability) and was unable to continue to make current mortgage. B of A sold the loan to this even more horrific company.

(there are sources who say that this company is a subsidy of B of A) After three months of trying to get a modification, we were denied--stating we didn't make enough $$. So, due to disability and heart break, we opted to move out of the house, but maintain the lawns and leave the power on, in attempt to sell the house. Have gone thru two textbook buyers, offers above market value, and have now been told by Everhome that we make TOO MUCH money for a shortsale, which is just a flat out LIE. We have HUD approval for shortsale and now have enlisted them to do an investigation and intervene on our behalf.

This company is a fraudulent one, their unwillingness to proceed with an FHA loan on an extremely marketable property is unbelievable!! Our agent has never seen anything like this. We are trying to rebuild our lives after a major life altering experience, have all of the documentation to prove the hardship, and cannot believe the unscrupulous actions of this company. They have us scheduled to foreclose early November--we have had contracts on the property since March!!

We keep losing buyers because they keep dragging their feet and LYING!! Every time the house goes back on the market we have multiple offers above asking price within one week!

HUD approval was for WAY less than what these offers are for.... I hope the feds give it to them HARD!!

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ID
#284617 Review #284617 is a subjective opinion of poster.
Service
Everhome Mortgage Mortgage